STRONG FUNDAMENTALS FROM US.
A STRONG FOUNDATION FOR OUR CLIENTS.

MassMutual has become what it is today–a Fortune 100 company¹ with exceptional ratings²–
by delivering on the everyday fundamentals, from strong financial results to blue-chip
products and services to a network of highly skilled financial professionals.

As a result, in 2005 assets under management by MassMutual and its family
of companies grew 22% to $396 billion³, while premium and other deposits climbed 6% to
$25 billion⁴, and worldwide insurance in force rose 3% to $447 billion. MassMutual’s statutory
net income more than doubled to $753 million⁵, enabling us to increase our total policyholder
dividend payout in 2006 to nearly $1.2 billion, a 15% increase over 2005⁶.

Building on the fundamentals is something MassMutual has consistently done for nearly 155 years,
from our very beginning as a life insurance company. It’s enabled MassMutual and its subsidiaries
to maintain long-term relationships with millions of policyholders and clients who trust us with
helping them prepare for a future that’s financially secure.

www.massmutual.com

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